Assigning Light Duty Assignments After a Work Comp Accident

by | Apr 18, 2011 | Workers Comp, Workers' Compensation Insurance

Assigning Light Duty Assignments After a Work Comp Accident Can Keep Your Work Comp and SUTA Rates Low

The better managed staffing companies make an effort to ensure that employees who have experienced workers compensation accidents start doing appropriate light duty work as soon as possible. By offering light duty work, the “indemnity expenses” associated with many workers compensation accidents are often mitigated or avoided all together. In addition, since light duty work usually takes place in your office, you can be a useful conduit of information between the employee and the insurance companies comp claims manager. This reduces the likelihood that an employee will be able to pursue unwarranted workers compensation claims.

Usually your insurance carrier, regardless of whether you work with the state fund. private carrier, or a PEO will be eager to help you in this process. Remember your insurance carrier benefits too when your comp losses remain low and they legitimately pay out smaller amounts of work claim claims. Your insurance claims manager can offer suggestions about different types of light duty that would be most appropriate for the employee too. They know that indemnity payments can become a large part of many work comp accident claims when not managed responsibly. So even having these employees do paperwork in your office is a less expensive way of managing their claim rather than having the employee sit at their house and getting paid from the insurance company which then charges your workers comp account.

Finally, having the employee perform light duty work as a result of a workers compensation accident, should keep your state unemployment expenses lower too. Properly managing the claim is a double win to your bottom line. Keep in mind, what ever money the employee receives from you as a result of the light duty they do, is subtracted from any unemployment benefits they may clam and receive from the State.

Please feel free to comment on this blog or ask for a Free workers compensation Quote at www.newcompquote.com

Best Regards,

David Schek
Work Comp Staffing Solutions – President
202-302-1212
www.StaffingCompSolutions.com

Reviewing Your Clients Work Comp History

by | Apr 11, 2011 | Staffing Company, Tips, Workers Comp, Workers' Compensation Insurance

Reviewing your Clients Work Comp History Now Can Save You Expense and Headaches in the Future

As a former owner of a large multi state staffing company, I know the excitement of getting a new client and wanting to do everything possible to please them so you get additional orders.  As appealing as that is, you certainly do not want a new client’s workers comp problems to  become yours. So along with reviewing  the new clients credit history, you may want to consider reviewing their work comp history as well.  In fact some clients may select your firm  specifically  so they do not have to deal with their own work comp  and safety issues.  They may be trying to transfer the financial responsibility to you, which can mean big headaches and losses long term.

What should you be looking for in new clients.

  1. Your Clients Work Comp modification or “mod.”  Is it above 1.0?  If so ask why.
  2. The history of their Comp Losses. Will they let you review their work comp loss history for the last 12 months?
  3. Have you seen their safety procedures– or program?  If they do not have one, maybe you can share yours which will help further your long term relationship with them.
  4. Do an on site review of all the positions you are staffing for?  Make sure they are following normal safety procedures.
  5. Ask who is there Comp carrier and how long they have been with them?  If they have had multiple carries over the last few years, that is usually a sign that they are a bad Comp risk — and maybe  even a bad credit risk.

I hope these suggestions help keep your Work Comp costs low and manageable.

Best regards,

David Schek
President- Work Comp Staffing Solutions
202-302-1212

Always feel free to contact StaffingCompSolutions.com for a Free quote at www.newcompquote.com