by David Schek | Feb 15, 2018 | Workers Comp, Workers' Compensation Insurance
Getting the lowest possible rates depends on working with a very experienced staffing workers’ compensation broker or agent. Here’s how to identify the best broker or agent for you:
First — Pick a specialist.
Many agents/brokers are specialists in G/L or P/C insurance, but not necessarily workers comp for staffing companies. In fact, many agents/brokers work with staffing companies only to sell them the more profitable and easier to quote G/L and P/C business lines.
Next– Ask for references.
It is important to ask your agent or broker for the references of other staffing companies they have worked with recently. Make sure the references work in similar staffing verticals, and use similar codes.
Finally,– Ask for at least 2 quotes.
It is important to compare rates, and compare how the different work comp programs function in relation to your back office and cash flow requirements in your business.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Jan 25, 2018 | Workers Comp, Workers' Compensation Insurance
With record snowfalls, along with frigid temperatures in the Northeast, Southeast and Midwest, the U.S. Labor Department’s of Occupational Safety and Health Administration (OSHA) is urging all those involved in snow removal and cleanup to take precautions, and focus on safety.
Workers performing snow removal operations may be exposed to serious hazards. These include slips and falls while walking on snow and ice, falls from roofs and roof edges, through skylights, or from aerial ladders and lifts.
Those working outdoors may also be at risk of cold stress, including first responders who are on duty for long periods of time. Anyone working outside for prolonged periods may experience cold stress with mild symptoms, such as shivering while remaining alert.
Moderate to severe symptoms include shivering stops, confusion, slurred speech, heart rate/breathing slowness, and loss of consciousness. When the body is unable to warm itself, serious cold-related injuries may occur, such as frostbite.
Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible– regardless of the weather.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Dec 14, 2017 | News, Workers Comp, Workers' Compensation Insurance
Work Comp Staffing Solutions is very appreciative of all the staffing companies that have used our services to find lower priced workers compensation solutions in 2017. Our sales increased by over 50% this past year, and it is all because of our valued staffing clients.
Here is what some of our new clients are saying about working with Work Comp Staffing Solutions:
“I just want to let you know everything is going well with funding, payroll, and work comp coverage for our company. I thank you for your role and input to get us started, and I will get in touch if I need more advice…. you have been great.” Lucia in NJ. – December 2017
“Thank you for working so diligently on getting this done. You have been so resourceful and as a new business owner, I hope to be as good as you one day! Lots of businesses have lost that personal touch, and you have restored my faith.” Shawn in FL. – November 2017
“Working with David was great. Very responsive and knows the staffing industry inside and out.” Pamela in Ca.– Jan 2017
“I thought with our 1.6 work comp mod and 5M in payroll I would have to sell the business. Thank you David for finding us an affordable comp solution” Robert in NY-May 2017
In 2017 we successfully helped over 25 staffing companies, from all over the US, secure all different types of work comp programs. We look forward to working with many more in 2018.
Have a Safe Holiday Season,
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Dec 7, 2017 | News, Workers Comp, Workers' Compensation Insurance
For the majority of staffing companies, the answer is YES. Most staffing companies are required to have workers’ comp, no matter the number of employees. Workers’ compensation is governed by state. Meaning, many aspects of workers’ comp requirements will vary from state to state.
The following states have exceptions to the blanket statement that workers’ comp is always required:
- Alabama: Required after the fourth employee.
- Florida: Required after the fourth employee. However, construction businesses are required to always carry the insurance.
- Georgia: Required after the third employee.
- Michigan: Required once one employee is hired and works 35 hours a week for at least 13 weeks during the previous 52 weeks. Or it is required after the third employee.
- Mississippi: Required after the fifth employee.
- Missouri: Required after the fifth employee. However, contractors with just one employee must be covered.
- New Mexico: Required after the third employee. However, construction businesses are required to always carry the insurance.
- North Carolina: Required after the third employee.
- South Carolina: Required after the fourth employee.
- Tennessee: Required after the fifth employee, unless in the construction business or trades. These businesses are always required to carry insurance, in fact, owners are also required to carry coverage on themselves or be listed on the exemption registry.
- Virginia: Required after the third employee.
- Wisconsin: Required after the third employee.
- Texas: The insurance is not required.
No matter which state your staffing business operates in, Work Comp Staffing Solutions highly recommends you acquire work comp insurance to protect your business.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Nov 16, 2017 | News, Workers Comp, Workers' Compensation Insurance
I find many staffing companies turn to their General Liability agent for their workers compensation solution. Unfortunately, most G/L Agents do not know staffing work comp insurance very well, and often propose a State Fund solution for their staffing client. While the State Fund may be the “easy solution” for the Agent, it is often more expensive than other comp options- which require greater expertise of the staffing business and staffing work comp market.
As a former owner of a large staffing company that employed over 20,000 employees per year (and operated in 35 States,) I know that selecting the right work comp program is critical to making money in staffing– especially when profit margins are shrinking fairly regularly.
Wise owners of small and large staffing companies should always be evaluating their work comp costs, and seeking quotes from a variety of solutions to try to lower their rates.
Now is the time to visit our web site at www.StaffingCompSolutions.com. Call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our workers’ compensation offerings for your staffing company.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Nov 9, 2017 | News, Workers Comp, Workers' Compensation Insurance
After more than 28 years of helping staffing company owners evaluate all their workers compensation options, I find many are unaware of the multitude of options that can save them money, and make their back office operations more streamlined.
For example, sometimes the State Fund is the right choice. In other instances, a Professional Employer Organization (PEO) makes more economic sense. Additionally, some staffing owners find that an Employer Of Record (EOR) solution is best for them. And still others who have good work comp histories, and generate enough guaranteed premium, will find that a direct carrier policy or captive, can be more cost effective.
At Work Comp Staffing Solutions, we apply our 28 years of staffing work comp and operations experience, to find the best, and least expensive solution for you.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
