by David Schek | May 4, 2017 | Workers Comp, Workers' Compensation Insurance
According to a recent survey, the answer is unknown. But it does show that task completion takes precedence over safety. The National Safety Council surveyed 2,000 workers in two dozen industries and found that 36% strongly or somewhat agreed that safety was secondary to completing the task.
By industry 68% of employees in Agriculture and Forestry answered that safety was secondary. In Construction and Manufacturing 58% and 45% answered that getting the job done was more important than safety respectively. 32% said they were afraid to report safety issues.
While the results did not discuss injuries, the data indicate that employees may be inclined to cut corners and ignore safety requirements. This, despite that finding that 71% say they receive safety training as part of their orientation and are well trained in emergency practices.
Safety training and safe workplaces are crucial to keeping workers’comp costs down. Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Apr 27, 2017 | Affordable Care Act, Workers Comp, Workers' Compensation Insurance
While Trumps ACA reform is all the buzz on the “Hill” these days, it does appear that the ACA 2.0 will follow in the foot steps of the evolution of work comp. Originally the The Federal Government wanted employees to have workers’ comp protection, but ultimately left it to the states to decide how much protection each employee would receive.
Judging from the conversation on Capital Hill among the GOP these days, the reformed ACA will end up being a State designed system similar to work comp. Some States will offer extensive/expensive benefits (think CA and NY) and some states will offer “skinny benefits (think TX.)
Here is a good article on this developing ACA landscape in DC.
http://www.thestaffingstream.com/2017/04/13/aca-lives-to-see-another-day-what-that-means-for-staffing/
I welcome your thoughts on this subject.
Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Apr 13, 2017 | Staffing Company, Workers Comp, Workers' Compensation Insurance
Staffing companies might have to start considering the premium pricing for active work stations. Whether at work or at home, employees are starting to integrate treadmills and ergonomic desks into the workstations. This is an emerging trend with little data to show, but some workstations allow workers to stand up and shift their computer desks to comfortable positions.
In the long run these may prove beneficial to workers’ comp costs, especially for backs and the prevention of carpal tunnel syndrome. Treadmills provide excellent cardio without having to squeeze a walk in during the lunch break. If you’re considering adding these types of workstations, it may have a positive impact on your premium. Alternatively, a trip and fall on a treadmill could add a new claim to the mix.
Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Apr 6, 2017 | Workers Comp, Workers' Compensation Insurance
It’s rare, but it can happen. An injured worker can sue an employer outside the workers’ comp system. The exclusive remedy prevents civil suits in exchange for the employer paying all benefits to cover a work related injury.
Civil damages will pay much more than a workers’ comp, and courts have recognized a narrow exception to the exclusivity rule. If the employer intentionally creates a dangerous situation knowing an injury would occur, or the employer intentionally caused the injury.
This is a high standard to meet. If the employer was careless, even negligent, the employee has to prove intent to prevail. Still, it’s important to acknowledge the situation can arise. Staffing firms need to be aware of the legal standards and the impact it can have on their insurance coverages.
Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Mar 30, 2017 | Workers Comp, Workers' Compensation Insurance
The psychosocial impact of injuries can slow down recovery and even delay return-to-work after a workers’ comp injury. In fact, psychosocial factors, not medical costs or other treatment factors, are the greatest impediment to injured workers regaining their former productivity. In a recent white paper, experts say obesity, problems at home, poor English proficiency, problems with co-workers, and concern about employer accommodations can slow the return-to-work process.
To combat these problems, try an empathy-based communication approach. The first question a claims adjuster should ask: How long will it take you to get back to work? If it’s longer than 10-days, that’s a red flag for intervention. This approach allows staffing companies and other employers to determine which claims need more intensive and specialized treatment. Faster and more effective intervention can keep costs down. Click here to find out what employers and insurers are doing.
Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
by David Schek | Mar 23, 2017 | Staffing Company, Workers Comp, Workers' Compensation Insurance
Usually, most of the time, yes. This is after eliminating the back strain that was allegedly caused by heavy lifting, but is actually a pulled muscle from a Sunday morning basketball game. Once the claim is accepted, the insurance company will pay for all reasonable medical care related to the injury. The definition of reasonable will vary in different states. The insurance company will likely ask for the following information from a staffing firm:
- It will want paperwork connected with the treatment such an X-rays, MRIs, etc., depending on the nature of the injury. It will also want to know the nature of the symptoms and how much they’ll cost. If there is any doubt that a treatment is isn’t working, it will pull the plug on benefits.
- The insurance company will want to know how quickly the injured worker can get back to work. The quicker they’re back, the speedier the recovery.
- The carrier may also request that an injured worker be examined by a physician chosen by the insurance company. Any report from this examination will be taken into consideration.
Staffing companies should work closely with their employees to meet these obligations, so that only the most effective medical care is being used and paid for to treat the workers’ comp injury. Work Comp Staffing Solutions has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.
Visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Sincerely
David Schek
President
StaffingCompSolutions.com
