by David Schek | Jan 27, 2015 | Professional Employer Organization (PEO), Workers Comp, Workers' Compensation Insurance
Injuries related to lifting, pushing, pulling and slips and falls are a major source of injuries and comprise many claims. Proper handling ensures that only “real” claims of injured workers receive treatment and benefits. Fraudulent workers compensation claims are reduced and eliminated. Getting your carrier or, better yet, a Professional Employer Organization (PEO) to keep track of and meet the basic requirements will prevent delays and lawsuits. Here are some tips staffing agencies should follow.
- Maintain a checklist of mandatory information to include on a claim and provide it to each claims adjuster
- Interview the employee immediately and thoroughly. Find out how and when the injury occurred. This is important if it’s a strain or sprain and the employee misses work. There may be a pre-existing injury that’s been re-aggravated.
- The staffing agency needs to make all employees aware of their rights and responsibilities under workers’ comp law. Requirements differ by state, and the burden is on the employer to follow the law.
- Keep claim loads manageable. It’s easy for claims adjusters to get overloaded, and that’s when mistakes are made.
Please call us for a FREE workers’ compensation quote at 202-302-1212. Or visit us as www.StaffingCompSolutions.com.
All the best
David Schek
President-Work Comp Staffing Solutions
Over 25 Years of Staffing Workers Compensation Experience.
by David Schek | Jan 20, 2015 | Professional Employer Organization (PEO), Workers Comp, Workers' Compensation Insurance
Although it has been discussed frequently in workers’ comp circles, the cost of using off label drugs to treat workers’ comp injuries is a practice that continues to thrive, despite states attempts to draw attention to it. It’s an industry that continues to cost employers over $1 billion a year. Besides the cost it’s dangerous, especially in pain management. Some drugs intended for Stage four cancer patients are being used to treat back and joint pain with no proof that they provide any benefit. In fact because they’re powerful opioids, they may do more harm by leading to addiction.
Indemnity claims are another cause for concern. While they’re going down in most states, California being the exception, injuries that result in lost wages and permanent disability still cost employers more in higher workers’ comp premiums. In the current economy insurance experts point out that cottage industries are cropping up that get injured workers on disability, as an acceptable alternative to working.
This has serious consequences for staffing as more and more companies rely on temporary employees. Emphasizing safety and managing the costs of workers’ compensation through a traditional workers’ comp carrier, or better yet a professional employer organization (PEO), should be a top priority if these trends continue.
Please call us for a FREE workers’ compensation quote at 202-302-1212. Or visit us as www.StaffingCompSolutions.com.
All the best
David Schek
President-Work Comp Staffing Solutions
Over 25 Years of Staffing Workers Compensation Experience.
by David Schek | Jan 6, 2015 | Staffing Company, Workers Comp, Workers' Compensation Insurance
A Workers’ Compensation Medicare Set-Aside Arrangement (WCMSA) is a financial agreement that allocates a portion of a workers’ compensation settlement to pay for future medical services related to the workers’ compensation injury, illness, or disease. Once these funds run out only then will Medicare pay for treatment related to the workers’ compensation costs.
How does this affect staffing companies? Because all parties have responsibilities under the MSP, and in many states staffing agencies share joint responsibility with client employers. This can be a complicated process, especially if there is extensive on-going medical care including medication. As long as temporary staffing continues to grow in certain industries and people stay in the workforce longer, these settlements will grow. The influx of immigrant employees may also mean more settlements.
It’s important for staffing agencies to work with carriers and their Professional Employer Organization (PEO’s) to put together detailed and carefully crafted settlements that will pass muster with the Centers for Medicare and Medicaid Services. New legislation may make the process easier, but they will be changes nonetheless. Staffing companies should get up to speed on their obligations and responsibilities this year.
Please call us for FREE Workers Compensation quote at 202-302-1212. Or visit us at www.leaststsaff.com
Happy New Year- Let’s make it a safe one.
David Schek
President
StaffingCompSolutions.com
by David Schek | Dec 9, 2014 | News, Staffing Company, Workers Comp, Workers' Compensation Insurance
During this holiday Season, the increased use of temporary employees to meet peak demand by many of your clients, may result in higher than normal workers compensation accidents for your staffing company.
Below is a link to a short article suggesting some good, common sense steps you can take to minimize workers compensation accidents at your client’s sites this holiday season.
— http://www.workcompwire.com/2014/12/guest-post-woody-hill-tis-the-season-for-workplace-safety/
There are 2 key points that this author makes. The first is that training, which is important throughout the year, is even more critical this holiday season since you are probably dealing with many new and relatively less trained employees. The second tip is to make sure these less experienced temporary employees are familiar with the surroundings and potential hazards in their new work place.
Please let me know if you would like to start the New Year with a workers compensation quote that can save you money and increase your profits in 2015. Feel free to contact me at david@StaffingCompSolutions.com and visit us at www.StaffingCompSolutions.com
All the best and happy holidays.
David Schek
President
StaffingCompSolutions.com
American Staffing Association Member
ASA Exhibitor 2014 Conference
ASA Staffing PAC Contributor
StaffingCompSolutions.com—- Workers Compensation Specialists and Staffing Business Consultants For Over 25 Years.
by David Schek | Dec 2, 2014 | News, Workers Comp, Workers' Compensation Insurance
This is important news for staffing companies who have been forced to use their State Funds because they have been unable to qualify for less expensive private insurance programs. This may mean that rates are coming down longer term for those staffing companies that are have very good loss histories. Also private insurers may be more willing to take on greater risks; resulting in more staffing companies exiting the State Funds. (see link below for details)
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http://www.businessinsurance.com/article/20141110/NEWS08/141119984
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This could be a perfect time to evaluate your workers compensating policy if you are in the State Fund and let Work Comp Staffing Solutions review the work comp market with you to see if you qualify for a better workers compensation insurance program.
Please feel free to reach out to Work Comp Staffing Solutions at david@StaffingCompSolutions.com or contact us at 202-302-1212
David Schek
President
StaffingCompSolutions.com
American Staffing Association Member
ASA Exhibitor 2014 Conference Booth 1123
California Staffing Association Member
StaffingCompSolutions.com—- Workers Compensation Specialists and Staffing Business Consultants For Over 25 Years.
by David Schek | Nov 18, 2014 | Workers Comp, Workers' Compensation Insurance
According to President Obama last week, the US will roll out the Red Carpet for between 5-6M people who live in the US and are currently working illegally for US employers. In other words, Obama will make it legal to work in the US, even if they are currently an illegal immigrant. When this happens it stands to reason that workers compensation claims will increase across the board– especially in the light industrial positions.
Why you may ask?
From my almost 30 years of staffing experience, I have found that many illegal workers shy away from filing workers compensation (and unemployment ) claims because they do not want to alert the government/health care systems that they are working illegally. Especially in non E verify States.
So by early 2015 when these 5M -6M workers can work in the US legally, I suspect staffing owners will experience many more workers compensation claims by their formerly illegal employees.
What do yo think?
I look forward to your comments at david@StaffingCompSolutions.com and helping you with all your workers compensation needs.
All the best
David Schek
President
StaffingCompSolutions.com
American Staffing Association Member
ASA Exhibitor 2014 Conference Booth 1123
California Staffing Association Member
StaffingCompSolutions.com—- Workers Compensation Specialists and Staffing Business Consultants For Over 25 Years.
