In a word, sometimes. Mental health conditions can sometimes be covered by workers’ comp if the employee can prove the mental or psychiatric problem was primarily caused by the job. Generally, it must be shown that the mental condition was the result of abnormal work conditions.
Here is a link to a very good article that discusses this issue:
Mental Health and Well-Being in Workers Compensation.
To find out about Work Comp Staffing Solutions’s many workers comp options and utilize our 50 years of work comp solutions experience, please call us at 202-302-1212, or email us at david@StaffingCompSolutions.com. And please visit us at www.StaffingCompSolutions.com. Our website has complete descriptions of the more than a dozen comp options available to you.
- Wage Replacement Benefits.
Temporary total disability benefits are available to injured workers who temporarily cannot work due to their work injury or those who cannot find work due to the restrictions placed on them. This benefit is paid out at two thirds of their wage at the time of injury
- Permanent Partial Disability Benefits.These benefits are available for workers who have suffered a permanent disability such as a loss of a body part or its functioning due to a work related injury. The amount of this benefit is decided by the permanent partial disability rating.
- Vocational Rehabilitation Benefits.Vocational rehabilitation benefits are available for injured workers who require assistance in returning to their former job or a similar job in a different workplace. These benefits allow the provision of a number of programs such as retraining and on-the-job training.
- Medical Benefits.The employer and insurer are responsible for the payment of reasonable and necessary medical care and prescriptions for any workplace injuries. Depending on the injury this medical care can include surgery, hospitalization, physical therapy and chronic pain management.
Finally, if you feel your rates are too high as a result of prior claims, please contact us to review all the workers compensation options we provide. Please visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com.
Staffing Industry Analysts, using NCCI statistics, produced a study that documents the trend of decreasing accident rates, and increasing work comp expenses.
Here is the link to the summary of this excellent report.
The main reason most rates are increasing for light industrial staffing companies is that health care costs are increasing at a faster rate than the decline in accident frequency.
For this reason alone, most staffing companies should be regularly examining their work comp costs, and determining if they are using the most appropriate and least expensive comp program for their staffing company.
If you are suffering from high work comp rates, contact Work Comp Staffing Solutions for a free quote on a new work comp program, which can help lower your work comp rates. Please visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com.
Below is a link to a great article about how to choose the best workers comp policy. As the article notes, choosing the best and most experienced broker, is the most important part of your decision. For the last 31 years, Work Comp Staffing Solutions has offered all work comp programs and options exclusively to the staffing industry.
To find out about your workers comp options, contact us at david@StaffingCompSolutions.com, or call us at 202-302-1212. And please visit us at www.StaffingCompSolutions.com. Our web site has complete descriptions of all the options available to you
Did you know that Work Comp Fraud is the fastest growing type of insurance fraud? And that it costs more than 7.2B per year? As a result, insurance prices increase, which translates into higher consumer prices. This results in employees being laid off to maintain profits.
In short, work comp fraud hurts everyone in different ways.
Below is a link to a great article about work comp fraud and how you can minimize it in your staffing company.
Remember, if you are suffering from high rates as a result of work comp fraud, contact Work Comp Staffing Solutions for a quote on a new work comp program/policy, which can help lower your work comp rates. Please visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.
Work Comp Staffing Solutions has been a member of the American Staffing Association for many years. Recently they distributed a short, yet very effective video highlighting the benefits about making safety a priority in your staffing firm.
Click to view: https://youtu.be/KPthhrNQ2zY
Remember fewer work comp accidents means lower work comp rates and higher profits.
To learn more about all our work comp solutions, which can also help lower your work comp rates please visit our web site at www.StaffingCompSolutions.com, call us at 202-302-1212, or email us at david@StaffingCompSolutions.com for more information about all our staffing and workers’ comp offerings.